Committed to due diligence, prompt performance, and reactivity in:

• My preparation, review, and negotiation of purchase contracts

• My thorough review of Title Abstracts

• Providing closing cost estimates

• Advising on financing options

• Drafting of all closing documents, including deeds and recording instruments

• Proper execution, delivery, and recording of all documents at closing

• Providing Escrow, Title Insurance and Settlement Services

• Properly accounting for, and disbursing, all proceeds

“I focus on the expeditious resolution of any issues my clients might encounter, and ensure flawless closing transactions.”

I recognize and value Realtors and Real Estate Salespersons and their dedication to their work. Finding and catering to clients is challenging and demanding, requiring patience, flexibility, and commitment. Introducing an attorney into the mix should ease and simplify a transaction and not complicate or delay its process. Understanding the need for clients and realtors to work with efficient, quick, and knowledgeable attorneys, I pride myself on being reactive and prompt. I can generally draft contracts of sale and acquisition on the same day if requested by the realtor/salesperson or the client. I usually respond to emails in real-time or answer immediately after completing a meeting, phone call, or court appearance.

Having focused my legal studies in Real Estate and obtained a certificate in this vibrant practice area, I understand a broad spectrum of issues associated with real property negotiations, conveyances, and acquisitions. My dedication to my clients begins when we execute my Retainer Agreement and Engagement Letter.

I am knowledgeable in a variety of real estate transactions and counsel my clients about the Gramm-Leach-Bliley Act, financing options (explaining the benefits and differences between FHA Loans, VA Loans, SONYMA, conventional loans, fixed-period ARM, two-step mortgages, convertible ARM, graduated-payment mortgages, buy-down mortgages, seller financing, etc.). I ensure my client's smooth journey through selling and purchasing property, reviewing and submitting the client's application, underwriting, and loan documents.

I counsel my clients on considering inspections and environmental concerns, including asbestos, radon, lead-based paint, mold, environmental risks of underground heating oil storage tanks, termites, etc. I explain the forms of ownership and ensure my contracts and deeds reflect the correct type (e.g., tenancy by the entirety, joint tenancy, tenancy in common, inter vivos trusts as property transferees, community property rights, etc.); I am familiar with issues associated with new constructions, condominiums, cooperative apartments, and I advise my clients about abstracts of title, surveys, and title insurance.

I work expeditiously and draft the deed and required conveyance and recording forms as soon as any contract repudiation period has expired (i.e., the purchaser secured financing and the conveyance is confirmed to occur), such as the forms TP-584, TP-584.1, RP-5217-PDF, IT-2663, and IT-2664, as applicable; My services also include the explanation to my clients of the exemptions from gain and reporting requirements to the IRS, title clearance matters requiring an escrow, the STAR program, and more aspects of real estate transactions.

Finally, I present valuable information about complex Trusts to my clients, delineating the benefits of incorporating estate planning into their real estate transactions, ensuring their estate's seamless administration and avoiding probate, and, depending on the type of trust, protecting clients' assets from creditors (other than a lender in this acquisition).

While I advise clients thoroughly in their transactions, I focus my approach on solving problems and resolving conflict; Thus, even if a property presents a challenge, I focus on finding solutions to move forward expeditiously to the seller's and the buyer's satisfaction. Unless a lender or a condition precedent delays a closing transaction (i.e., a party must complete another transaction before closing on the current property), my work's timeframe is slowed only by the time it takes to obtain a title abstract —usually one week to ten days, and conduct a survey or a home inspection. Other than a mortgagor's involvement or a condition precedent, there is no reason to delay a closing transaction. Absent a lender's delays, willing parties can fulfill their due diligence and convey and acquire property within weeks and sometimes even days.

I generally host closing transactions in my elegant office in Willsboro but remain flexible and will travel to another attorney's firm if it is more convenient for the parties or required by the lender.